How We Work With Our Clients

Your situation is unique; therefore, we feel that our relationship with you should be too. As you transition through different stages of life, we accommodate your changing needs, goals, and priorities by providing a flexible service offering.

Through our initial consultation, we offer different investment relationships that are designed to be suitable for you based on your financial goals. 

Investment Advisory Relationships

With the majority of our clients, we work via advisory relationships. Depending on the advisory program, your account may hold stocks, bonds, mutual funds, exchange traded funds, etc. Fees for these accounts are based on the household asset value instead of the number of trades that are placed. Asset based fees generally cover ongoing advice, recommendations, and rebalancing, and are in addition to any specific fees and expenses associated with individual investment products. 

Commission-Based Relationships

For clients that do not wish to work with us in advisory based relationships, we offer commission based relationships. This could consist of mainly mutual funds and a upfront commission or sales charge would be payed for each transaction executed on behalf of the client. 

Financial Planning

Based on a client's situation, we do offer fee based financial planning, which includes a comprehensive analysis for a one-time fee paid by the client. This fee is determined by the client's case complexity. 

Combined Relationships

Clients may have different objectives and goals for each of their accounts, so we also offer a combined approach where a client may utilize a commission approach in conjunction with fee-based financial planning and/or an investment advisory program.  This allows us the flexibility to truly serve the needs and goals of the client.